Predictable and transparent pricing that pays for itself

Our pricing is flat-fee, so you know exactly how much you pay each year to implement and maintain your IPP.
Click here to see your potential returns.

per Ipp

$1,100* First year
$ 1,100* Per Year After
Initial consultation
IPP implementation and registration
CRA-required annual filing
CRA-required actuarial valuations
Support during business hours
One point of contact
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*For a Single plan member plus provincial regulatory fees if required in your province (there are none in Ontario for Connected Members); increases with inflation annually; asset MERs apply seperately.

meet Brian Noy

your ipp specialist

Brian Noy, FSA, FCIA, MBA is an actuary and founder of IPP Investments Canada. His experience with top financial institutions and risk analysis spans Manulife, RBC, and the Reinsurance Group of America.

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IPP vs RRSP Comparison

Calculate your IPP advantage

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See for yourself! Here is a table comparing IPP Contribution Limits to RRSP Contribution Limits by age at “year 1” (excluding contribution for past service), based on the shown age and maximum eligible T4 salary of $187,833.50 (in 2025).

Don't miss out on your one-time catch up contribution to reflect past service! You may be able to contribute an additional $600,000.

AGE AT YEAR ONE
IPP CONTRIBUTION LIMITS
RRSP Contribution Limits
IPP ADVANTAGE
40
$36,006
$32,490
$3,516
45
$39,551
$32,490
$7,061
50
$43,445
$32,490
$10,955
55
$47,722
$32,490
$15,232
60
$52,420
$32,490
$19,930
64
$56,509
$32,490
$24,019
AGE AT YEAR ONE
IPP ADVANTAGE
40
$2,804
45
$6,110
50
$9,742
55
$13,731
60
$18,113
64
$21,928

Projected Contributions for 40 Yr Old Who Establishes an IPP in 2025